Work-Related Car Accidents Lawyers in Cumming, GA

You Can Get Paid Twice

Car wreck while working? You might get money from two places. This can double or triple what you receive.

Here’s how it works: Georgia law lets you collect workers’ comp benefits AND sue the driver who hit you. Most people don’t know this. Insurance companies won’t tell you.

At Bourne Law Firm, we handle both claims at the same time. We make sure you get every dollar you deserve.

Workers’ Compensation Benefits

Workers’ comp pays you even if the wreck was your fault. You get:

• All medical bills paid
• Two-thirds of your wages while you can’t work
• Disability benefits if you have lasting injuries
• No need to prove who caused the crash

Suing the Other Driver

If another driver caused the wreck, you can sue them too. This gets you money workers’ comp doesn’t cover:

• Full lost wages (not just two-thirds)
• Pain and suffering
• Loss of enjoyment of life
• Future medical costs
• Car repairs or replacement

This is where the big money comes from. Workers’ comp covers your basics. The lawsuit covers everything else.

When Does Your Wreck Count as Work-Related?

You’re Covered If

Your car wreck counts as work-related when:

• Driving is part of your job (delivery driver, sales rep, etc.)
• You were running an errand for your boss
• You were driving between work sites
• You were taking a coworker somewhere for work
• You were going to a required work meeting or event

What About Your Daily Commute?

Bad news: Your regular drive to and from work usually doesn’t count. Good news: There are big exceptions.

Your commute IS covered if:

• Your boss pays for gas or gives you a company car
• You have to stop and do work stuff on the way
• You’re “on call”
• Your drive helps your employer in some special way
• You are in a different city on a work assignment

Not sure if you’re covered? Call us. This stuff gets tricky fast.

Important: Georgia has strict time limits for injury claims. Don’t wait.

How We Handle Your Case

We Dig Deep

We don’t just file paperwork. We investigate everything:

• Get evidence from the crash scene and your workplace
• Review police reports, medical records, and witness statements
• Find everyone who might owe you money (driver, employer, car owner)
• Track down every insurance policy that could pay

We Run Both Claims at Once

We file your workers’ comp claim and your lawsuit at the same time. This is harder than it sounds:

• We keep your benefits flowing without delays
• We avoid mistakes that could kill your case
• We squeeze money from every possible source

We Fight the Payback Trap

Here’s the catch: If workers’ comp pays you, they might want money back from your lawsuit settlement. This is called “subrogation.”

Insurance companies love this. You don’t have to.

We fight to:

• Cut down what they claim you owe
• Keep more money in your pocket
• Set up your settlement so you pay back less

We Get You Every Dollar

We play both systems to max out your money. You get:

• All medical bills paid through workers’ comp
• Maximum wage benefits
• Big money for pain and suffering from your lawsuit
• Extra pay for permanent injuries or scars

Most lawyers only know one system. We know both. That’s how we win big.

What Insurance Companies Will Try

They’ll Say It Wasn’t Work-Related

Insurance companies will look for any excuse to deny your claim. They’ll say:

• You were running personal errands
• The wreck happened outside work hours
• Your route wasn’t for work

Don’t let them. We gather proof that shows you were working. Phone records, GPS data, work schedules—whatever it takes.

They’ll Blame You

Georgia has a rule: If you were partly at fault, your money goes down. Even 10% blame costs you 10% of your settlement.

Insurance companies know this. They’ll try to pin blame on you even when it’s not your fault.

We investigate hard. We prove the other driver caused the wreck. We shut down false accusations about you. Learn more about how fault affects your claim.

They’ll Lowball Your Injuries

Work wrecks cause serious injuries. Back problems. Neck injuries. Permanent pain. These affect you for life.

We don’t guess at what you deserve. We bring in experts:

• Doctors who explain your future medical needs
• Job experts who calculate lost career earnings
• Life care planners for permanent disability
• Money experts who add up lifetime costs

Understanding how much your case is worth starts with accurate numbers.

Why We’re Different

We Know Both Sides of the Law

We’ve spent decades handling workers’ comp AND car wrecks. This double skill set is rare.

Here’s the truth: Most injury lawyers don’t touch workers’ comp. Most workers’ comp lawyers don’t sue for car wrecks. We do both.

That’s your advantage. One lawyer. Two claims. Maximum money.

We Win Big Cases

We’ve recovered millions for people hurt in work wrecks. Real cases. Real money. Real people who got their lives back.

You Pay Zero Unless We Win

No money up front. Not one dollar. Here’s how it works:

• Free consultation
• No hourly charges
• No bills for costs
• We only get paid when you get paid

Our cut comes from what we win. If you don’t win, we don’t get paid. Simple.

Learn more about how legal fees work.