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Car Accident
Determining who is at fault in a car accident is crucial under Georgia law because it impacts liability, insurance claims, and compensation. Georgia follows an at-fault system for auto accidents, meaning the driver who caused the crash (through negligence or violating traffic laws) is responsible for damages. This article breaks down how fault is assigned in Georgia car accidents, covering the state’s fault laws (including comparative negligence), key traffic rules that affect fault, the role of evidence, common accident scenarios, and how fault influences insurance claims and compensation.
General Information
If you were injured because of someone else's actions in Georgia, you have the right to be fully compensated for your medical expenses. Georgia law is designed to ensure that you get paid the full cost of your medical care. The person responsible for your injuries must pay for your medical expenses, even if your bills were already partly covered by insurance or another source.
Insurance
Uninsured/Underinsured Motorist (UM/UIM) insurance is part of your auto insurance policy that protects you if the driver who caused the accident cannot pay for your losses. In plain language, this coverage steps in when the other driver has no insurance or not enough insurance. Filing a [UIM claim](/personal-injury/articles/UM/) in Georgia should not raise your insurance rates, as long as the accident was not your fault.
Insurance
[Uninsured/underinsured motorist (UM/UIM) coverage](/personal-injury/articles/UM/) is a critical safety net for drivers, especially in accidents where the at-fault driver has little or no insurance. In Georgia, “stacking” UM coverage is an option that can significantly increase the compensation available after a serious crash.
General Information
When you’re injured in an accident in Georgia, you have a limited time to take legal action. These deadlines, known as statutes of limitations, are strict and largely inflexible. Missing the window to file can mean losing your right to compensation. Below, we explain Georgia’s personal injury statute of limitations, the standard deadline for lawsuits, exceptions that can extend or shorten the timeframe, and tips to ensure you file your claim on time.