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Get in TouchIf you were injured because of someone else's actions in Georgia, you have the right to be fully compensated for your medical expenses. Georgia law is designed to ensure that you get paid the full cost of your medical care. The person responsible for your injuries must pay for your medical expenses, even if your bills were already partly covered by insurance or another source.
Uninsured/Underinsured Motorist (UM/UIM) insurance is part of your auto insurance policy that protects you if the driver who caused the accident cannot pay for your losses. In plain language, this coverage steps in when the other driver has no insurance or not enough insurance. Filing a [UIM claim](/personal-injury/articles/UM/) in Georgia should not raise your insurance rates, as long as the accident was not your fault.
When you’re injured in an accident in Georgia, you have a limited time to take legal action. These deadlines, known as statutes of limitations, are strict and largely inflexible. Missing the window to file can mean losing your right to compensation. Below, we explain Georgia’s personal injury statute of limitations, the standard deadline for lawsuits, exceptions that can extend or shorten the timeframe, and tips to ensure you file your claim on time.